Your UC Retirement System

UCRS Hero

For most people, income in retirement will come from a number of different sources. Social Security provides a portion. The rest will come from a pension, personal savings, and a paycheck. That’s right—the average American retiree is working in retirement.*

The UC Retirement System is designed to help provide a significant portion of your future retirement income.

Your UC Retirement System consists of two programs:

UC Retirement Plan (UCRP)

Your pension plan

UC Retirement Savings Program (UCRSP)

Three separate employee savings plans:

  • The UC 403(b) Plan
  • The UC 457(b) Plan
  • The UC DC Plan

These plans work together to help give you the best chance for financial security when you retire. Hopefully, you’ll be actively employed by UC for a long time and you’ll be able to use the UC Retirement System to the maximum to help ensure your retirement is what you want it to be.

* Social Security Administration, Income of the Aged Chartbook, 2010. SSA Publication No. 13-11727. Released March 2012.

See how these plans work together