The UC Core Funds

Tier 1: Single, Diversified Options

Note: The investment risks of each target date Pathway Fund change over time as the Fund's asset allocation changes. Assets held in the Pathway Funds are subject to the volatility of the financial markets, including equity and fixed income investments in the U.S. and abroad, and may be subject to risks associated with investing in high yield, small cap and foreign securities. Principal invested is not guaranteed at any time, including at or after their target dates.

Tier 2: Primary Asset Class Options

Short Term investments

Short Term

Bond investments

Stable Value

Government

Intermediate Term

Stock investments

Large Cap Blend

Foreign

Before investing in any investment option, please carefully consider the investment objectives, risks, charges and expenses. This and other information on the UC Core Funds is available, free of charge, online at www.ucfocusonyourfuture.com or by calling Fidelity® Retirement Services at 1-866-6UC-RSVP (1-866-682-7787). This and other information on mutual fund options that are part of the UC Core Funds lineup and other mutual funds outside the UC Core Fund lineup can be found in each mutual fund's prospectus or, if available, a summary prospectus, which can be obtained, free of charge, at the same website and toll-free phone number. Read the information carefully before you invest.

Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money.

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